Federal Migration Service (FMS) in a systematic way the banks will pass the data on passports. Credit institutions, in turn, will inform the service about the forged documents. Signed between the Fund and the Association of Russian Banks (ARB), an agreement on cooperation to strengthen security in the issuance of credits natural persons, and will also help law enforcement authorities to identify citizens who are wanted and using fake, stolen, lost or illegally issued passports.
According to Director of FMS Konstantin Romodanovsky, in service receive complaints from different banks with a request in a systematic way to obtain information about citizens. “To regulate the work and the law on protection of personal data, we have begun to cooperate with the Association of Russian Banks” - quotes Mr. Romodanovsky, agency Prime-Tass. From the banks, said Mr. Romodanovsky, FMS will receive information about the forged documents.
According to the press service of the Savings Bank, the analysis of the loan application interaction with the Bank FMS online will significantly reduce the risks in evaluating potential borrowers. In addition, the interaction with MBF useful when dealing with arrears physical persons: current information about changing a document confirming identity, makes it easier to find information about the borrower.
President ARB Garegin Tosunyan told RBC daily, that the exchange of information is now, but it is not systematic. According to him, the scale of fraud is growing, especially in time of crisis. “Scam artists - is an integral part of the body that supports it in a tone. But we need to try to drive fraud minimally acceptable limits”, - says Mr. Tosunyan. As noted in the press service of the Savings Bank, a premise on which to conclude that the decreased number of “primitive” fraud and fraudsters use more complex, multistage scheme.
According Garegin Tosunyan, the more effective will work to identify the fraudsters, the smaller banks will have to hedge against these risks, respectively, they will lower the rate on loans. In the Savings Bank also believe that interaction with PMS may lead to lower rates for certain categories of loans, such as express loans.